Free · No obligation · Individual & family

Compare health insurance options in minutes.

Find health coverage that fits your needs and budget. Compare individual, family, and short-term plans from participating providers.

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Applications started
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Provider partners
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User satisfaction
01 — Plan types

Coverage that fits your needs.

Different plans serve different situations. Compare what's available.

👤

Individual plans

Coverage for one person. Includes ACA marketplace and private options.

👨‍👩‍👧

Family plans

Cover your spouse and dependents under one plan. Often more cost-effective.

⏳

Short-term plans

Temporary coverage between jobs or during transition periods.

02 — Eligibility

Basic requirements to get started.

Requirements vary by plan type and provider. You'll generally need:

  • Be at least 18 years old
  • U.S. citizen or legal resident
  • Reside in the plan's service area
  • Social Security numbers for applicants
  • Income info (for ACA subsidies)
  • Valid email and phone number

Average monthly premium by plan metal tier

$330
Bronze
$440
Silver
$520
Gold
$620
Platinum

*Illustrative averages. Actual rates vary by state, age, and plan.

03 — Metal tiers

Plans at a glance.

ACA marketplace plans are categorized by metal tier — each represents a different cost split.

TierYou payBest for
Bronze~40% of costsLower premiums, healthy individuals
Silver~30% of costsBalanced coverage, subsidies eligible
Gold~20% of costsFrequent medical needs
Platinum~10% of costsMaximum coverage
04 — How it works

Three steps. Two minutes.

Simple, transparent, and built to respect your time.

01

Answer a few questions

Provide basic info about your household, location, and coverage needs. Takes about 2 minutes.

02

Review your options

Based on your responses, you may be presented with available health insurance options from participating providers.

03

Choose and apply

Compare premiums, deductibles, and networks. When you're ready, complete your application directly with the provider.

05 — Reviews

Real stories.

★★★★★

"Between jobs and needed coverage fast. EasyQuotes showed me short-term options and I was approved the same day."

MS
Michael S.
Health Insurance · Florida
★★★★★

"Getting coverage for my whole family used to be a nightmare. This was simple, transparent, and I could compare plans side by side."

LR
Laura R.
Family Plan · Michigan
★★★★★

"I qualified for a subsidy I didn't know about. EasyQuotes helped me understand my options without any sales pressure."

DP
Daniel P.
Health Insurance · Ohio
Ready for coverage

Find your health insurance options.

Start your free online application. No obligation, no phone calls, no pressure.

Check eligibility

EasyQuotes is not an insurance provider or financial advisor. We do not make underwriting decisions or guarantee approval. By continuing, you acknowledge that information submitted may be processed by third-party services and participating providers. Rates, coverage, and availability are not guaranteed and vary by provider and state.

06 — FAQ

Health insurance questions.

ACA marketplace has an Open Enrollment period (Nov 1 – Jan 15 typically). Outside that window, you may qualify for a Special Enrollment Period due to life events.
HMOs typically require you to use in-network providers and get referrals for specialists. PPOs offer more flexibility but usually cost more.
Subsidies are based on household income and size. Many people qualify for premium tax credits. Eligibility is determined during the application.
Short-term plans are useful for temporary gaps but don't cover pre-existing conditions and may exclude essential benefits. Consider carefully.
It depends on whether your doctor is in-network for the plan you choose. Check the provider directory before enrolling.
No. EasyQuotes is completely free to use. We may receive compensation from providers when you click through to their offers.