★★★★★
"As a first-time homebuyer, I had no idea where to start. EasyQuotes showed me rates from multiple lenders and helped me understand my options."
Find competitive mortgage rates for a new purchase or refinance. Compare fixed and adjustable-rate options from participating lenders.
Compare options that match your situation — first-time buyer, refinance, or investment.
Locked rate for the life of the loan. Predictable monthly payments.
Lower initial rate that adjusts after a set period. Good for short-term ownership.
Replace your existing mortgage to lower your rate or access equity.
To submit a free application, you'll generally need the following. Final eligibility is determined by the applicable lender.
*Illustrative averages. Actual rates vary by lender, term, and profile.
Common mortgage programs offered by participating lenders.
| Program | Minimum down | Best for |
|---|---|---|
| Conventional | 3% – 20% | Good credit, standard purchase |
| FHA | 3.5% | First-time buyers, lower credit |
| VA | 0% | Veterans & service members |
| USDA | 0% | Rural property purchases |
| Jumbo | 10% – 20% | High-value properties |
Simple, transparent, and built to respect your time.
Provide basic info about the property, loan amount, and your financial situation. Takes about 2 minutes.
Based on your responses, you may be presented with available mortgage offers from participating lenders.
Compare rates and terms. When you're ready, complete your application directly with the lender you select.
"As a first-time homebuyer, I had no idea where to start. EasyQuotes showed me rates from multiple lenders and helped me understand my options."
"Refinanced my mortgage and cut my rate by nearly a full point. The whole thing took less than two weeks."
"Used my VA benefit and got a great rate through a lender I found on EasyQuotes. No down payment, competitive rate — exactly what I needed."
Start your free online application. No obligation, no phone calls, no pressure.
Check eligibilityEasyQuotes is not a mortgage lender, broker, or financial advisor. We do not make credit decisions or guarantee approval. By continuing, you acknowledge that information submitted may be processed by third-party services and participating lenders. Rates, amounts, terms, and availability are not guaranteed and vary by lender and individual circumstances.