★★★★☆
"Needed cash quickly for a car repair. Got matched with a provider in minutes and had funds the next morning. High APR but fast and simple."
Connect with participating providers offering short-term funding for urgent needs. Fast online application decisions — no paperwork, no branch visits.
Payday loans are designed for temporary cash flow gaps. Consider alternatives when possible.
Car repairs, medical bills, or other unplanned costs that can't wait.
Cover a temporary cash flow shortfall between paychecks.
Options available even if you don't use a traditional bank account.
Requirements vary by provider and state. You'll generally need:
*Illustrative ranges. Actual amounts vary by provider and state law.
Payday loans have high APRs compared to other products. Consider alternatives first.
| Feature | Payday loan | Alternatives to consider |
|---|---|---|
| Typical APR | 300% – 600%+ | Personal loan: 6% – 36% APR |
| Loan amount | $100 – $1,500 | Personal loan: $1,000 – $50,000 |
| Term | Typically 2–4 weeks | Personal loan: 12–60 months |
| Approval speed | Often same day | Personal loan: 1–3 business days |
Simple, transparent, and built to respect your time.
Provide basic info about your income, state, and the amount you need. Takes about 2 minutes.
Based on your responses, you may be presented with available short-term loan options from participating providers.
Compare terms and costs. When you're ready, complete your application directly with the provider you select.
"Needed cash quickly for a car repair. Got matched with a provider in minutes and had funds the next morning. High APR but fast and simple."
"The application was straightforward and I appreciated that EasyQuotes showed me multiple options instead of just one. Helpful when you're in a hurry."
"Quick process. It's a short-term fix, not a long-term solution, but it worked for what I needed. Read the terms carefully."
Start your free online application. No obligation, no phone calls, no pressure.
Check eligibilityEasyQuotes is not a lender, bank, or financial advisor. Payday loans are short-term, high-cost products and are not suitable for long-term financial needs. We do not make credit decisions or guarantee approval. Availability varies by state. Always review the provider's terms before proceeding.