Free ยท No obligation ยท Dogs & cats

Compare pet insurance options in minutes.

Keep your furry family member healthy. Compare accident, illness, and wellness coverage plans from participating providers.

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Applications started
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User satisfaction
01 โ€” Coverage types

Protection for your best friend.

Different coverage options available from participating providers.

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Accident coverage

Covers injuries from accidents โ€” broken bones, bites, swallowed objects, and more.

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Illness coverage

Protects against cancer, infections, chronic conditions, and other illnesses.

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Wellness add-ons

Optional coverage for vaccines, checkups, dental cleanings, and preventive care.

02 โ€” Eligibility

Basic requirements to get started.

Requirements vary by provider. You'll generally need:

  • Be at least 18 years old
  • Own a dog or cat
  • Pet must be within age limits
  • Provide basic pet health history
  • Reside in one of the 50 U.S. states
  • Valid email and phone number

Average monthly premium

$32
Cat
$48
Small dog
$62
Med dog
$78
Large dog

*Illustrative averages. Actual rates vary by pet age, breed, and location.

03 โ€” Plan comparison

Coverage at a glance.

Understand what each type of plan covers.

CoverageWhat's includedTypical reimbursement
Accident onlyInjuries, swallowed objects, broken bones70% โ€“ 90%
Accident + illnessAbove + cancer, infections, chronic conditions70% โ€“ 90%
ComprehensiveAbove + hereditary & congenital conditions70% โ€“ 90%
Wellness add-onVaccines, exams, dental cleaningFixed benefit
04 โ€” How it works

Three steps. Two minutes.

Simple, transparent, and built to respect your time.

01

Answer a few questions

Provide basic info about your pet โ€” species, breed, age, and location. Takes about 2 minutes.

02

Review your options

Based on your responses, you may be presented with available pet insurance options from participating providers.

03

Choose and apply

Compare coverage and premiums. When you're ready, complete your application directly with the provider you select.

05 โ€” Reviews

Pet parents like you.

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"My dog swallowed a sock and needed surgery. Pet insurance saved me over $2,000. Best decision I've made for him."

JB
Jenny B.
Pet Insurance ยท Colorado
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"Got quotes for both my cat and dog in less than 5 minutes. Simple comparison, no pushy sales calls."

MT
Mark T.
Pet Insurance ยท Oregon
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"Worth it for the peace of mind alone. My cat's cancer treatment would have cost thousands โ€” insurance covered most of it."

AK
Amanda K.
Pet Insurance ยท Massachusetts
Ready to protect

Find your pet insurance options.

Start your free online application. No obligation, no phone calls, no pressure.

Check eligibility

EasyQuotes is not an insurance provider or financial advisor. We do not make underwriting decisions or guarantee approval. By continuing, you acknowledge that information submitted may be processed by third-party services and participating providers. Rates, coverage, and availability are not guaranteed and vary by provider and pet.

06 โ€” FAQ

Pet insurance questions.

You pay the vet bill upfront, then submit a claim to your insurance provider. They reimburse you for a percentage of covered expenses (typically 70% โ€“ 90%).
Most pet insurance plans let you use any licensed vet, specialist, or emergency clinic. Unlike human health insurance, there's usually no network restriction.
Generally no. Pre-existing conditions are typically excluded from coverage. Enrolling your pet while young and healthy is the best way to avoid this issue.
Younger is better. Premiums are lower and pre-existing conditions are less likely to exist. Most providers require pets to be at least 8 weeks old.
Basic accident and illness plans usually don't cover routine care. Wellness add-ons are available from many providers for checkups, vaccines, and dental cleanings.
No. EasyQuotes is completely free to use. We may receive compensation from providers when you click through to their offers.